One of the main reasons why people do not seek chiropractic care is cost. There are several programs available that cover partial or all treatment expenses for the patient. If you are eligible for any of these programs, your chiropractor can assist you with obtaining coverage and will answer any questions you may have.
Medical Service Plans (MSP)
If you are currently enrolled in the MSP Premium Assistance Program, MSP contributes $23 per visit for a combined annual limit of 10 visits each calendar year for the following services: acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry.
Workers who are injured on the job and who qualify for workers compensation benefits are covered for eight weeks of chiropractic treatment at no cost. Treatment may not coincide with additional treatments (eg. physiotherapy) without prior approval from WorkSafeBC. If you have been hurt on the job, contact your family chiropractor immediately to begin recovery.
ICBC provides coverage to motorists who are injured as a result of a collision. There are typically no out of pocket expenses. Simply provide your claim number and accident date to your chiropractor. If your accident date was within 8 weeks of your initial treatment, no pre-approval is required. For those seeking treatment >8 weeks after their accident, pre-approval from your adjuster may be required. Treatment costs are covered for the entire length of recovery. Contact your chiropractor as soon as possible if you have been involved in a crash. They will complete all of the required injury reports. Changes to ICBC are coming in May 2021. To review those changes CLICK HERE.CLICK HERE.
Pacific Blue Cross
Over 60% of British Columbians have insurance benefits through Pacific Blue Cross. Most group benefit plans offer medical coverage for chiropractic treatment. Pacific Blue Cross also offers eClaims service which allows you to submit your chiropractic claims online and receive reimbursement quicker than ever before. Contact your employer’s Human Resources department or ask your benefits provider directly to find out more about coverage for Chiropractic Treatment.